Then let’s run those numbers. You can ask ChatGPT just as easily as I can.

With only about 10 years until 67, high inflation, and my realistically limited earning capacity at this stage, I do not think the numbers are going to point to some small transitional solution. I may work, but I am not assuming I can generate the kind of income that would solve the retirement problem. Realistically, I’m looking at something closer to a job at Trader Joe’s than a return to substantial earning power.

That is exactly why I’ve been focused on a structure that actually gets me to security, rather than one that assumes future work will bridge the gap.